Cash Loans Against Public Company Stock

Direct Stock Loan Program Overview

• Direct Lending: We are a direct lender, eliminating the need for brokers or intermediaries in the loan process.
• Processing Time: The entire process typically takes 2-4 weeks from start to finish.
• Low Interest Rates: Enjoy annual interest rates ranging from only 3.5% to 6%.
• Loan to Value (LTV) Ratio: Borrow up to 80% of the value of your stock through our Loan to Value (LTV) program.
• Eligibility: Most publicly-traded companies in the world are eligible for our stock loan program.
• Custodian Options: Shares can be deposited into a bank/broker custodian account or transferred directly to the lender. We work with reputable custodians including Royal Bank of Canada, Citi, Deutsche Bank, BNP Paribas, Credit Suisse, HSBC, Maybank, and Standard Chartered.
• Collateral Security: Shares are never short-traded, hypothecated, pledged, or transferred. They remain securely held as collateral throughout the loan term.
• Trading Liquidity Requirement: The only requirement is that the shares must have trading liquidity.
• Flexible Loan Terms: Loan terms range from a minimum of 24 months to a maximum of 10 years and can be extended as needed.
• Remote Closing: The loan can be closed remotely, and funds can be disbursed in any currency, allowing for convenient transactions worldwide.
• No Borrower Requirements: There are no specific borrower requirements for our stock loan program.
• Collateralized Loan Structure: The loan is secured by securities, not the borrower, providing flexibility and peace of mind.
• No Buyer Qualification Needed: No buyer qualification is required for the loan approval process.
• Flexible Use of Loan Proceeds: Loan proceeds can be used for any purpose and are not restricted in any way.
• Dividend Payments: Any dividends generated by the securities are paid directly to the securities owner, as they remain the official owner of record.
• Interest Payments: Simple interest is paid quarterly on the outstanding loan balance.
• Stock Requirements: Stock must be in electronic form and unrestricted for eligibility in our stock loan program.
• Fee Structure: The loan is subject to certain fees, including an origination fee of 0-6% of the loan amount, paid from loan proceeds. No upfront or application fees are required for stock loans.