Cash Loans Against Public Company Stock - Worldwide Stock Loans
We are a direct lender. No broker or intermediary is used.
The entire process will take 2-4 weeks.
Annual interest of only 3.5% to 6%.
Loan to Value ( LTV) up to 80% of the value of the stock.
Most publicly-traded companies in the world are eligible.
The shares are deposited into a bank/broker custodian account or transferred to a lender.
Some of the world custodians we use include: Royal Bank of Canada, Citi, Deutsche Bank, BNP Paribas, Credit Suisse, HSBC, Maybank, Standard Chartered
The shares are never short-traded, hypothecated, pledged or transferred.
The only requirement is that the shares must have trading liquidity.
The loan term is min 24 months max 10 years and can be extended.
The loan will be closed remotely and funds can be disbursed in any currency and free to be transferred anywhere.
No borrower requirement.
Securities are the collateral.
The loan is against securities, not the borrower.
No buyer qualification is required.
Loan proceeds to be used for any purpose and not restricted in any way.
Dividends if any, are paid to the securities owner because the owner is still the official owner of record.
Simple interest is paid quarterly.
Stock must be in electronic form and unrestricted.
The loan is subject to certain fees which vary and depend on the size of the loan. However, the borrower should expect to pay to the lender an origination fee of 0-6% of the loan amount. Origination fees are paid from loan proceeds. No upfront or application fees are required for stock loans.