Stock Loans 101

Seize Financial Opportunities with Your Stocks

Do you own stocks and would like to borrow against them? Most traditional lenders shy away from lending on stocks, and many securities on foreign exchanges aren’t considered “marginable". However, we offer a solution that’s tailored to your needs. We can place a loan stock on almost any publicly traded stock, providing you with the financial flexibility you desire.

Retain Ownership and Control

Our non-recourse stock-based loans offer a unique advantage. They do not require you to transfer control over your securities or sell any of your holdings before funding. With our stock-secured loan program, you retain ownership of your securities, which are held in a specialty custodian account. A simple lender lien, executed by you, the lender, and the custodian, ensures the lender’s interest for the term of the loan.

Streamlined Process with Recognized Custodians

Setting up your loan is hassle-free. You’ll have a new brokerage account at a recognized custodian institution, where all dividends are paid directly to you, and you retain stock voting rights. The custodian acts as an intermediary between the lender and you, providing peace of mind and security throughout the process.

Competitive and Flexible Terms

Our loan terms are highly competitive and flexible, customized for each borrower’s unique financial situation. All loans on stocks are non-recourse, meaning there is no personal liability in the event of default. Your stocks serve as the only collateral required to secure a low-interest loan.

Empower Your Financial Future

Don’t let your stocks sit idle when they could be unlocking opportunities for you. Contact us today to explore how our non-recourse stock-based loans can help you achieve your financial goals while retaining ownership and control of your investments.